A Beginner’s Guide To Baccarat

It’s one of the oldest casino games around, and is often overlooked in favor of blackjack. But believe it or not, baccarat is the favored game of fictional secret agent, James Bond. In the Ian Fleming novels, 007 is often found playing a hand of chemin de fer – so, if that’s not enough to get you playing, we don’t know what is. If you like straightforward games with little rules and terminology, baccarat is the one you need to play; if you’re new to baccarat, here’s all you need to know. Once you think you’ve mastered it, check out https://vegas.paddypower.com/ for a taste of Sin City from the comfort of your home.

Basic Rules

It’s incredibly simple in that there are only three bets you can place and you’re betting on the outcome of each hand. You can either bet on the player’s (your) hand, the banker’s (dealer) hand, or a tie. After placing a bet, the player and banker are dealt two cards each. The aim of the game is to be the closest to nine points. The card values are a little different from other games, in that face cards and 10s are worth zero points and all other cards are worth their face value. When adding up the total of your cards, you only pay attention to the final digit. Say for example, you are drawn a 9 and a 7, which totals 16, your hand would be worth six.Therefore, if you place a bet that matches the outcome of the hand, you win.

Drawing A Third Card

This is where things get a little more complicated but if you’re playing online, the software will do all the work for you and you’ll be dealt an additional card if necessary – so it’s not a problem if you don’t fully understand these rules. 

The following two situations explain when to stick:

– If the player or the banker has a total of 8 or 9, they stick
– If the player has a total of 6 or 7, they stick
While the situations for gaining a third card are as follows:
– If the player sticks, the banker will receive a card if they have a total of 5 or less
– If the player has a total of 5 or less, then they receive an additional card

If the player receives a third card, there are also certain situations where the banker also receives a third card, which are even more difficult to understand:

– If the banker has a total of 0, 1 or 2, they will receive a third card
– If the banker has a total of 3, they will receive a third card if the player’s third card was any number but 8
– If the banker has a total of 4, they will receive a third card if the player’s third card was any number between 2 and 7
– If the banker has a total of 5, they will receive a third card if the player’s third card was a 6 or 7

Betting On The Banker vs. Betting On The Player

When looking at odds, the banker’s hand will win 45.8% of the time, which is slightly higher than the player’s hand at 44.6%. A lot less likely are ties, which win 9.6% of the time. It’s not an even-chance game and the banker has slightly better odds, which is why players tend to favor the banker’s hand to win. But when you take a look at pay-outs, betting on the banker successfully only sees the player get a return of 95%, as opposed to the 100% for successfully betting on the player. A 5% commission is taken when betting on the banker and winning, which is collected at the end of the shoe. A tie will earn a player eight-times their stake. 

Published by Larry Fire

I write an eclectic pop culture blog called THE FIRE WIRE that features articles about books, comics, music, movies, television, gadgets, posters, toys & more!

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